Spotting Danger Signs within Your Marriage

Marriage can be the most beautiful and wonderful experience of our lives. We enter into this commitment together with our loved one with a happy heart and with so many wonderful hopes and dreams for the future. The journey which we set out on together, however, is not always one which is filled with roses and happily ever after. We live in the real world and in the real world things happen. People grow apart, become complacent and take each other for granted. This can happen to any of us at any point so we need to keep an eye on our relationships and ensure that we do not grow away from our spouse.

Danger signs

If one or the other of you is feeling bored, the conversations which used to be so very scintillating have dried up and you can barely raise a smile to one another in the morning then you may well have a problem. If the intimacy has gone, there is no kissing or affection anymore then you must do what you can to remedy this and nip it in the bud. Often through the pressures of everyday life and work, we can become tired and disillusioned however your spouse should be your safe haven and the one you can go to escape from upsets and hassles.

If your loved one is evasive and won’t open up to you when you try to talk with him, then there could be a significant problem. Often when a couple is growing apart or one half is having an extramarital affair, communications can be extremely strained. These are only a handful of the signs which you need to look out for. Often your instinct will lead you to an answer before anything else does.

What if my worst suspicions have been confirmed?

If you do find out that your husband or wife has been having an affair then you need to decide what to do next. You will no doubt need some time apart to get over the shock and to collect your thoughts and feelings. You will also need to ascertain whether it is viable or not for you to stay together. It can be beneficial around this time to take legal advice. You need to know where you stand with regards to property law, family law and so on. There is impartial help, support, and advice out there which can help. If by any chance you happen to be from near Concord New Hampshire, I would hugely recommend this team of Cohen & Winters.

Can A Disability Lawyer Help You Qualify For SSDI And SSI Disability Benefits?

Many of the people that qualify for an SSI payment will also receive a smaller amount of their Social Security Disability and benefits as well. When you apply for both benefits it’s called a concurrent claim and a good disability advocate or lawyer, such as the Raleigh NC firm Disability Advocates Group, can help you here.

In specific circumstances, it is entirely possible to collect both SSI and the SSDI benefits concurrently. This is what happens when the applicant is approved for their disability or SSDI and is only receiving a smaller amount of money. Typically, when someone is receiving a low amount of money it’s because they didn’t work too long or didn’t work in the most recent years.

Qualifying For SSI With an Advocates Help

In order to qualify for SSI payment as well as SSDI payments, the unearned income or the SSDI must be lower than $750 on a monthly basis. The SSI income limits are quite complicated, however, their limit is typically higher in most states and if you’re still able to work and earn some money, that income won’t count toward the limit that is allotted. However, there are specific limits that are set and specific guidelines that are followed when calculating the overall amounts.

If the assets and the income are low enough to allow you to qualify for Supplemental Security, and if you worked long enough that you will qualify for your Social Security Disability, it’s highly unlikely that you’ll receive both of the payouts at one time. It’s important to keep in mind that the SSDI payment will be included in the calculation of the eligibility for your SSI. Often, your SSDI payment is so high that you’re not going to qualify for the SSI benefit.

Monthly Payment For Concurrent SSI Benefits and SSDI Benefits

The current payment allotment for SSI is $750. If you’re receiving an SSDI benefit that is lower than this and you are qualified for your SSI, you’ll also receive an SSI payment. That means if you qualify, you’ll be receiving both payments on a monthly basis. If you’re receiving SSDI at $500, you’ll then receive $350 from the SSI payment to total the limited amount.

If you’ve received approval for your SSDI, however, you’re still within the five-month wait period, you’re not going to get an SSDI payment, however, you may still get the SSI payments if you haven’t any countable income. When the SSDI payments begin, the waiting period is over and you’re not going to receive any type of higher amount of combined benefits. In fact, the SSI payment will be taken down a notch by the amount of your SSDI payment so that you can reach the maximum allowed payment of $750.

How You Apply For Concurrent Benefits Via Your Attorney

Regardless of whether you’ve applied for an SSI or an SSDI, the Social Security Office is going to determine whether or not the claims are concurrent. This will be dependent on the income and assets that are shown on your application. Your disability claim won’t make any difference in the processing of the claim or the Disability determination services that are set forth by the industry standards. The definition of disability and the evaluation process are the same in both of the programs.

The Benefits Of A Concurrent Claim

The main benefit to a concurrent claim is that it can raise the level to a benefit of $750 per month in lieu of a lesser amount.

The benefit of being able to collect both SSDI and SSI is that you may also be eligible to use Medicare as you’re also an SSDI recipient, however, there is a two year wait period from the time that the SSDI benefits and eligibility begin.

By contrast, SSI recipients are also eligible for Medicaid. While the Medicaid provides payment for more of the services than Medicare does, there are some doctors who only accept Medicare so it’s easier to find the providers. There is more information available on this in the article that discusses Medicare and Medicaid on disability. So remember, if you do need help, be sure to reach out to the experts at Disability Advocates Group at (919) 815-4889. They did great by me so I know they’ll be able to help you.

How to be Successful in Your Car Accident Compensation Claim

Being involved in a road accident can be one of the most difficult and stressful events you and your family ever go through. You probably want to make it easier by claiming the compensation you deserve, so read this guide.

Recover First

As much as you might want to go ahead with the legal action and get to the bottom of what happened straight away, it’s always best to make sure you are fully fit first. Injuries sustained during a car accident obviously vary greatly. But whether your injuries are major minor, recovery time is key.

Immediately after the crash, you should get medical attention. Even if you feel fine, it might just be the adrenaline and shock masking the pain caused by your injuries. A medical professional should be given the chance examine you carefully. Then, accept the diagnosis and do as the doctor tells you in order to recover as quickly as possible.

Find a Lawyer

Choosing which lawyer to take the case forward with is a big decision and not one that should be taken lightly. You should comfortable with them on a personal level, and also confident that they have the required skills and experience to get the right outcome for you. Talk to numerous lawyers before you decide.

Don’t just go for a cheap option though, browse more reputable firms such as Miami injury attorney. It’s also best to use a firm that operates on a no win, no fee basis. That means they’ll only take on your case if they’re confident of winning it and you lose nothing if you don’t win it.

Decide if You Have a Case

Once you take your case to a lawyer, they will first look over it and see what chances you have of winning compensation. As I mentioned above, a lot of law firms won’t even take on your case if they don’t think it’s strong enough to win. But if they don’t work on a no win, no fee basis, the law firm will probably take on your case no matter what.

This means it will be left down to you to decide whether your case is strong enough to proceed. Be honest with yourself and ask if the accident really was the fault of someone else. If it were your fault in any way, your claim for compensation would probably be unsuccessful so you’d be wasting your time and cash.

Put Together Your Case

There are two types of claim that you might want to make. The first is a road accident claim, and the other is a personal injury claim. The money you get from the road accident claim will cover the costs of vehicle repair, car hire costs, depreciation, loss of value to the car and loss of earnings.

The money that you win from the personal injury claim can be claimed for the cost of treatment, loss of amenity and pain and suffering caused. So, you need to decide which of these two apply to you (it could be both), and then put together your case alongside your lawyer.

If you take all the steps outlined in this guide, you’ll be sure to make a successful car accident compensation claim.