WHAT IS WHITE-COLLAR CRIME

White-collar crime is mainly used to categorize crimes committed by respectable persons, government, and businesses. The characteristics of these crimes include violation of trust, concealment, and deceit. It generally doesn’t depend on the use of violence or force. The aim of a white-collar crime is usually for financial gain.

Have you been accused of a white-collar crime, and you don’t know what to do and what to avoid? You can speak to an experienced criminal defense lawyer from reputable law firms like Carlson Meissner Hart & Hayslett, P.A. You can read more from their site to learn about your rights.

TYPES OF WHITE-COLLAR CRIMES

PONZI SCHEME

This was named after the first perpetrator of the scheme—Charles Ponzi. It is an investment scam that promises its investors a significantly high return on investment. To make the system work and attract more people, old members are paid with new members’ funds. Eventually, the platform will run out of new members and crash, leaving investors with huge losses.

EMBEZZLEMENT

This is a type of white-collar crime that may involve an employee diverting some company’s cash from the company’s safe for personal use. Simply put, embezzlement means the misappropriation or theft of money placed in your care.

MONEY LAUNDERING

Money laundering is a peculiar service rendered to criminals to help “clean” their money. It entails the funneling of cash through numerous accounts and businesses until it can’t be traced back to its crime source. The cash becomes intertwined with revenues from the legitimate source and can no longer be linked to the crime.

ESPIONAGE

This is also referred to as spying. It is the act of obtaining a confidential secret or divulging it without the consent of the owner. Although espionage is most associated with government bodies, it could also extend to commercial organizations.

FRAUD

Fraud is a broad word used for various types of schemes used to trick people out of their cash. A common type of fraud is asking people to send a small processing fee to receive a huge amount of money in return—fraud cuts across all levels and social strata.

INSIDER TRADING

This occurs when a trader has access to information that is not available to the public. This type of information gives him or her an edge in the financial market. For instance, a staff of an investment bank who knows that firm A is about to buy firm B can go ahead to buy a massive chunk of firm A’s stock in hopes that the news will push the stock price. This is insider trading, and it is a punishable offense.

IDENTITY THEFT AND CYBERCRIME

The two most popular computer crimes are identity theft and computer hacking. The perpetrators of these two computer crimes have stolen an unimaginable amount, especially in the USA. In 2019, approximately $2 billion was lost to identity theft alone.

CLASSES OF WHITE COLLAR CRIMES

INDIVIDUAL CRIME

These are crimes perpetrated by an individual or group of people. A perfect example of this is the Ponzi scheme. Other examples are hacking, fraud and counterfeiting.

CORPORATE CRIME

They are white-collar crimes that occur at the corporate level. For instance, a brokerage company may allow its employees to carry out insider trading to benefit its investors.

Committing a white-collar crime can lead to a lengthy jail term and a heavy fine. If you are being charged with this crime, you must reach out to an experienced lawyer immediately.

For What Injuries Can I File A Personal Injury Claim?

Accidents can happen at any time and within the twinkle of an eye. The consequences, however, may remain for the longest possible time. Many people have suffered temporary or permanent injuries on account of another person’s negligence. When such occurs, it is important to have qualified attorneys like the lawyers from 801 Injured in one’s corner to ensure the protection of legal rights and interests. Before proceeding to seek compensation for accident injuries caused due to another person’s negligence, one needs to understand what injuries qualify as a personal injury and allows them to file a personal injury claim.

The National Safety Council reports that people between the ages of 1 to 44 die mostly from unintentional injuries. These injuries may be due to another person’s negligence as backed by the National Safety Council’s report that states human error to be the leading cause (about 97 to 99%) of such injuries as this.

Common Injuries You Can File A Personal Injury Claim For

Soft Tissue Injuries

One of the commonest kinds of injuries that qualifies you to initiate a personal injury claim, especially against the negligent party or parties, is soft tissue injuries. These injuries are often caused by the impact of a sudden jolt during an accident. It may be due to the unexpected movement or contortion of the body or body parts. This type of injury often results in sprains and strains. Many people have reported whiplash in the aftermath of an accident. Other types of soft tissue injury include contusions, concussions, tendonitis, and bursitis.

Soft tissue injuries are common effects of personal injury accidents like car accidents and slip and fall accidents.

Broken Bones

While some soft tissue injuries like bumps and bruises may not require medical intervention for a complete healing, broken bones are more severe. During an accident, whether a car accident, truck accident, slip and fall accident or others, a person may suffer broken bone injury based on the degree of impact. Most victims of slip and fall accidents may suffer broken shoulders, elbows, hips, or necks. Vehicle accident victims may also suffer these and more, including a broken knee.

Broken bones come with a lot of pain and in many cases require months of healing before the injured victim may begin to use the affected body part again.

Traumatic Brain Injuries

Brain injuries are generally classified into two categories, traumatic and non-traumatic brain injuries. Traumatic brain injuries are caused by trauma which may be a result of a sudden force applied to the head. Traumatic Brain injuries cause over 235,000 hospitalizations annually and the death toll is equally high. People who suffer injuries like this may never fully recover and may exhibit complex symptoms like memory loss, sensory issues, difficulty concentrating, headaches, and dizziness.

Spinal Cord Injuries

The spinal cord is designed to relay information from the brain to the rest of the body. Connecting the base of the skull to the tailbone and controlling the affairs of the limbs and other body parts, a problem to the spinal cord can leave the body in a vegetative state. Many people suffer spinal cord problems due to the severity of an impact at the time of an accident. This type of injury may be permanent and may derail the victim’s life.

All of these injuries significantly cause pain and suffering to the victim and also demand medical attention for proper management. Hiring a personal injury lawyer may be a great start to filing a personal injury claim.

5 Reasons You Need To Hire An Auto Accident Attorney

If you’ve been involved in an any auto accident should you hire a lawyer? It all depends on who was at fault, and if it goes into litigation, it could be very difficult even if you’re not at fault. Although not every accident requires legal representation but if you are uncertain you should seek an initial consultation. The best bet regardless is to hire legal counsel just in case and, depending upon the circumstances, you may not have to pay anything until it all ends up in court or both you and the other party reach an out-of-court settlement.

#1 Greater probability of higher settlement – proving your case can be even more complex. Having attorneys on your team who specialize in auto accidents and personal injury will draw upon previous and similar cases which mean that they know the process and will help to bring a quick end to it all with favorable results. Your legal team will require adequate preparation in case your legal matter must be settled in court so it is imperative that you follow through and work together to achieve the end result – the ‘win’ and higher payout.

#2 Experience with claims – having the knowledge of which forms require filing and the sequence of what needs to be done and when all combine to make your case complex.The “discovery’ phase is needed to obtain certain information from the other side, and you may be limited in the types of witnesses and evidence you present. There are even restrictions on the kind of questions and phrasing of questions you ask in court.

#3 Free legal representation – if you don’t recover, you pay no fees. If there is a settlement then the attorney gets paid too.In some cases, a retainer or contingent fee may be required for personal injury. What this means is that if you do not win your case or settlement, there are no attorney fees. On the other hand, if you do win your case, typically, the attorney may get 33% of the settlement.

#4 Dealing with Insurance Companies – most insurance companies, like any business, will have their own agenda and legal counsel on staff. In many cases, the insurance company is usually interested in settling cases without formal trail unless there are serious life and property impact. Having your own legal counsel is important when having to deal directly with an insurance company to seek the appropriate costs for damages – damages may include lost pay, damaged property, medical expenses etc.

#5 Investigative team – just as in sports, you want the very best on your team if you expect to win. Much of the auto accidents and personal injury cases require a of time in requesting police reports, medical reports, depositions, driving records, negotiations, dealing with claims adjusters and insurance companies, and because each state has different laws, prepare on short order to sue if required. In some cases, the legal team of  abogados de accidente ( accident lawyers ) may need to prepare to go to court.

Why You Should Hire a Personal Injury Attorney?

Filing a lawsuit is a decision you need to make when you have experienced a personal injury either from a car accident, a motorcycle accident, or even a fall or a slip. However, it is always better to consult a personal injury attorney for legal advice before taking action.

Most personal injury attorneys, like Felicetti, provide the initial consultation at no cost. You will be able to meet the attorney, discuss the details of your case and find out what steps you will need to take next.

Here are a few reasons why hiring a personal injury attorney is a good idea.

To understand the value of your claim

Without consulting a personal injury attorney, you will have no idea how much you can claim for your personal injury. Of course, there are many online personal injury settlement calculators that can help you get a rough idea. In the end though, only an experienced personal injury attorney will be able to analyze your injuries, assess your pain, estimate your future medical needs, and give you a firm number – after factoring in the strategy of the insurance company.  Getting your claim valued by a personal injury attorney may not guarantee the success of your case; yet, such an estimate can be a good start for filing your personal injury lawsuit.

To familiarize yourself with the legal process

Most average people are unfamiliar with all the legal procedures that are involved in settling a personal injury claim.  Personal injury attorneys handle such claims every day, they know exactly what documents need to be filed, what forms are to be completed, and the statutes of limitations that are applicable to your case. Familiarizing yourself with these procedures is very important if you want to make sure the insurance company you are dealing with does not take advantage of you. You don’t want to lose out on money you can get from the insurance company just because you are unfamiliar with the legal procedures that are involved.

To handle all your dirty work

An insurance company will do everything in their power to avoid paying you compensation for the personal injury their client has created. You cannot undertake a battle with them on your own, especially when you have no weapons. Personal injury attorneys are aware of all the tactics that insurance companies use to lower the settlement. They are your most powerful allies to take on even the strongest insurance companies.

To get the highest settlement possible

Most personal injury attorneys work with clients on a contingency basis. They will get paid only after they win the case or settle it successfully. Hence, they will put in their best effort to make sure you get the highest settlement. If you go with a shrewd professional who has extensive experience in personal injury cases, you can make sure your claim gets settled quickly and successfully.

In most cases the fact that you have hired a well-known personal injury attorney will work as a threat to the insurance company that is fighting against you. They might even be motivated to make an early settlement that will work out well for both parties.

Spotting Danger Signs within Your Marriage

Marriage can be the most beautiful and wonderful experience of our lives. We enter into this commitment together with our loved one with a happy heart and with so many wonderful hopes and dreams for the future. The journey which we set out on together, however, is not always one which is filled with roses and happily ever after. We live in the real world and in the real world things happen. People grow apart, become complacent and take each other for granted. This can happen to any of us at any point so we need to keep an eye on our relationships and ensure that we do not grow away from our spouse.

Danger signs

If one or the other of you is feeling bored, the conversations which used to be so very scintillating have dried up and you can barely raise a smile to one another in the morning then you may well have a problem. If the intimacy has gone, there is no kissing or affection anymore then you must do what you can to remedy this and nip it in the bud. Often through the pressures of everyday life and work, we can become tired and disillusioned however your spouse should be your safe haven and the one you can go to escape from upsets and hassles.

If your loved one is evasive and won’t open up to you when you try to talk with him, then there could be a significant problem. Often when a couple is growing apart or one half is having an extramarital affair, communications can be extremely strained. These are only a handful of the signs which you need to look out for. Often your instinct will lead you to an answer before anything else does.

What if my worst suspicions have been confirmed?

If you do find out that your husband or wife has been having an affair then you need to decide what to do next. You will no doubt need some time apart to get over the shock and to collect your thoughts and feelings. You will also need to ascertain whether it is viable or not for you to stay together. It can be beneficial around this time to take legal advice. You need to know where you stand with regards to property law, family law and so on. There is impartial help, support, and advice out there which can help. If by any chance you happen to be from near Concord New Hampshire, I would hugely recommend this team of Cohen & Winters.

Can A Disability Lawyer Help You Qualify For SSDI And SSI Disability Benefits?

Many of the people that qualify for an SSI payment will also receive a smaller amount of their Social Security Disability and benefits as well. When you apply for both benefits it’s called a concurrent claim and a good disability advocate or lawyer, such as the Raleigh NC firm Disability Advocates Group, can help you here.

In specific circumstances, it is entirely possible to collect both SSI and the SSDI benefits concurrently. This is what happens when the applicant is approved for their disability or SSDI and is only receiving a smaller amount of money. Typically, when someone is receiving a low amount of money it’s because they didn’t work too long or didn’t work in the most recent years.

Qualifying For SSI With an Advocates Help

In order to qualify for SSI payment as well as SSDI payments, the unearned income or the SSDI must be lower than $750 on a monthly basis. The SSI income limits are quite complicated, however, their limit is typically higher in most states and if you’re still able to work and earn some money, that income won’t count toward the limit that is allotted. However, there are specific limits that are set and specific guidelines that are followed when calculating the overall amounts.

If the assets and the income are low enough to allow you to qualify for Supplemental Security, and if you worked long enough that you will qualify for your Social Security Disability, it’s highly unlikely that you’ll receive both of the payouts at one time. It’s important to keep in mind that the SSDI payment will be included in the calculation of the eligibility for your SSI. Often, your SSDI payment is so high that you’re not going to qualify for the SSI benefit.

Monthly Payment For Concurrent SSI Benefits and SSDI Benefits

The current payment allotment for SSI is $750. If you’re receiving an SSDI benefit that is lower than this and you are qualified for your SSI, you’ll also receive an SSI payment. That means if you qualify, you’ll be receiving both payments on a monthly basis. If you’re receiving SSDI at $500, you’ll then receive $350 from the SSI payment to total the limited amount.

If you’ve received approval for your SSDI, however, you’re still within the five-month wait period, you’re not going to get an SSDI payment, however, you may still get the SSI payments if you haven’t any countable income. When the SSDI payments begin, the waiting period is over and you’re not going to receive any type of higher amount of combined benefits. In fact, the SSI payment will be taken down a notch by the amount of your SSDI payment so that you can reach the maximum allowed payment of $750.

How You Apply For Concurrent Benefits Via Your Attorney

Regardless of whether you’ve applied for an SSI or an SSDI, the Social Security Office is going to determine whether or not the claims are concurrent. This will be dependent on the income and assets that are shown on your application. Your disability claim won’t make any difference in the processing of the claim or the Disability determination services that are set forth by the industry standards. The definition of disability and the evaluation process are the same in both of the programs.

The Benefits Of A Concurrent Claim

The main benefit to a concurrent claim is that it can raise the level to a benefit of $750 per month in lieu of a lesser amount.

The benefit of being able to collect both SSDI and SSI is that you may also be eligible to use Medicare as you’re also an SSDI recipient, however, there is a two year wait period from the time that the SSDI benefits and eligibility begin.

By contrast, SSI recipients are also eligible for Medicaid. While the Medicaid provides payment for more of the services than Medicare does, there are some doctors who only accept Medicare so it’s easier to find the providers. There is more information available on this in the article that discusses Medicare and Medicaid on disability. So remember, if you do need help, be sure to reach out to the experts at Disability Advocates Group at (919) 815-4889. They did great by me so I know they’ll be able to help you.

How to be Successful in Your Car Accident Compensation Claim

Being involved in a road accident can be one of the most difficult and stressful events you and your family ever go through. You probably want to make it easier by claiming the compensation you deserve, so read this guide.

Recover First

As much as you might want to go ahead with the legal action and get to the bottom of what happened straight away, it’s always best to make sure you are fully fit first. Injuries sustained during a car accident obviously vary greatly. But whether your injuries are major minor, recovery time is key.

Immediately after the crash, you should get medical attention. Even if you feel fine, it might just be the adrenaline and shock masking the pain caused by your injuries. A medical professional should be given the chance examine you carefully. Then, accept the diagnosis and do as the doctor tells you in order to recover as quickly as possible.

Find a Lawyer

Choosing which lawyer to take the case forward with is a big decision and not one that should be taken lightly. You should comfortable with them on a personal level, and also confident that they have the required skills and experience to get the right outcome for you. Talk to numerous lawyers before you decide.

Don’t just go for a cheap option though, browse more reputable firms such as Miami injury attorney. It’s also best to use a firm that operates on a no win, no fee basis. That means they’ll only take on your case if they’re confident of winning it and you lose nothing if you don’t win it.

Decide if You Have a Case

Once you take your case to a lawyer, they will first look over it and see what chances you have of winning compensation. As I mentioned above, a lot of law firms won’t even take on your case if they don’t think it’s strong enough to win. But if they don’t work on a no win, no fee basis, the law firm will probably take on your case no matter what.

This means it will be left down to you to decide whether your case is strong enough to proceed. Be honest with yourself and ask if the accident really was the fault of someone else. If it were your fault in any way, your claim for compensation would probably be unsuccessful so you’d be wasting your time and cash.

Put Together Your Case

There are two types of claim that you might want to make. The first is a road accident claim, and the other is a personal injury claim. The money you get from the road accident claim will cover the costs of vehicle repair, car hire costs, depreciation, loss of value to the car and loss of earnings.

The money that you win from the personal injury claim can be claimed for the cost of treatment, loss of amenity and pain and suffering caused. So, you need to decide which of these two apply to you (it could be both), and then put together your case alongside your lawyer.

If you take all the steps outlined in this guide, you’ll be sure to make a successful car accident compensation claim.